Ano ang isang legit na online loan app sa Philippines?

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Ang pagpapahiram ng pera online sa Pilipinas ay mayroong maraming mga lending company at loan app na magagamit, ngunit hindi lahat ay ligit o regulated ng mga kinauukulang ahensiya. Ang mga sumusunod ay ilang mga halimbawa ng mga lending company na mayroong ligitimasyon mula sa Securities and Exchange Commission (SEC) sa Pilipinas:

  1. CashMart
  2. HomeCredit
  3. Crezu PH
  4. Gcash
  5. Tala
  6. MoneyCat
  7. Digido
  8. Finbro
  9. Weloan PH
  10. CashXpress

Ang mga lending company na ito ay nababawasan sa pamamagitan ng iba pang mga kinauukulang ahensiya upang maprotektahan ang mga customer at mapatatag ang isang ligtas at transparent na lending industry sa Pilipinas. Gayunpaman, dapat pa rin siguraduhin na pag-aralan ang mga lending company at loan app bago mag-apply para sa loan at tingnan kung sila ay regulated at ligitimado. Siguraduhin din na pag-aralan ang mga terms and conditions, interest rates, at iba pang mga detalye bago mag-commit sa loan upang maiwasan ang anumang problema sa hinaharap.

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loanspilipinas Asked question February 3, 2023