Mga panganib kapag nanghihiram ng pera online sa Pilipinas

Featured1.12K views
0

Ang pagpapahiram ng pera online sa Pilipinas ay mayroong ilang mga panganib na dapat malaman, kabilang ang:

  1. Fraud: Mayroong mga fraudster na nagpapanggap na lending company upang manakaw ng personal information at pera ng mga customer.
  2. High Interest Rates: Ang ilang lending company ay nag-o-offer ng mataas na interest rates na maaaring magdulot ng mahirap na financial burden sa customer.
  3. Hidden Fees: Ang ilang lending company ay mayroong hidden fees na hindi nakalista sa loan application form na maaaring magdulot ng mas mahal na loan repayment.
  4. Debt Trap: Ang mga short-term loan ay maaaring magdulot ng debt trap sa customer dahil sa mahirap na financial burden na dulot ng mataas na interest rates at repayment terms.
  5. Collection Practices: Ang ilang lending company ay mayroong mga mapanganib na collection practices na maaaring magdulot ng hindi kanais-nais na consequences sa customer.

Dapat siguraduhin na pag-aralan ang mga lending company bago mag-apply para sa loan at tingnan kung sila ay regulated ng mga kinauukulang ahensiya. Siguraduhin din na pag-aralan ang terms and conditions, interest rates, at iba pang mga detalye bago mag-commit sa loan upang maiwasan ang anumang problema sa hinaharap.

5/5 - (9 votes)

10+ Best Online Loans Pilipinas

finbro.ph

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

25,000PHP

Approval in

5 minutes

First loan free

no
finloo.ph

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

25 000 PHP

Approval in

5 minutes

First loan free

no
digido.ph

Loan type

Short term

For a period of

728 days

Rate ()

365.00% / year

Loan amount

25000 PHP

Approval in

5 minutes

First loan free

no
mazilla.ph

Loan type

Short term

For a period of

728 days

Rate ()

365.00% / year

Loan amount

25000 PHP

Approval in

5 minutes

First loan free

no
moneycat.ph

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

10000 PHP

Approval in

5 minutes

First loan free

no
zaimoo.ph

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / month

Loan amount

10000 PHP

Approval in

5 minutes

First loan free

no
cashspace.ph

Loan type

Short term

For a period of

120 days

Rate ()

0.00% / month

Loan amount

25000 PHP

Approval in

5 minutes

First loan free

no
binixo.ph

Loan type

Short term

For a period of

180 days

Rate ()

0.00% / day

Loan amount

25000 PHP

Approval in

15 minutes

First loan free

no
loanspilipinas Marked as featured question February 3, 2023